Security Statement

Please be aware that this web site and our Online Banking site are entirely different sites. At www.banklakeside.com we do not use cookies to trace customer information. Information may be viewed by a third party while in this web site unless you are in a secure area of the site.

At Lakeside Community Bank, we’re concerned about security on the Internet. That’s why we have carefully chosen the Online Banking host that we use. All of our links to your account or personal information require Secure Socket Layer (SSL) technology. From the time you log on until exiting the site, SSL technology secretly encodes information that is being sent over the Internet between your computer and the host’s database. All of this information is encrypted preventing a third party from viewing your personal information and intercepting it. SSL encryption is commonly used in Internet applications that require security and privacy for any sensitive data. To ensure that you gain the fullest from SSL technology, you are required to have Microsoft Internet Explorer 5.0 or higher or Netscape Communicator 6.1 or later.

Passwords: Before you can access Online Banking, you are required to enter your User ID and password. Without the proper login, you cannot see or use any web pages within the product.

Secure Connection: When you visit the secured web site, it automatically sends you its certificate and your browser displays a lock (or key) icon on the status bar.

Date Encryption: When you access your account information or any sensitive data, a 128-bit encryption system is automatically activated to protect the transmission of information from unauthorized sources.

More security is provided in that your account numbers are never fully displayed. This feature masks part of your account number so that 123456789 is displayed as xxxxx6789. As added protection you have the ability to create an account “alias” or title to replace the account number entirely.

Additional Security Measures Designed to Protect Your Information:

Lakeside Community Bank and our Online Banking host use firewalls to protect its Internet applications and servers from unwanted intrusion. Firewalls examine incoming messages in order to protect a private network from outside Internet users.

Lakeside Community Bank and our Online Banking host actively monitor our networks and servers through the use of intrusion detection systems and monitoring agents. Through this monitoring, we are aware of malicious and non-malicious activities which pose a risk to the security of our environment and allow us to take additional precautions.

As a condition of employment, all of our employees are required to sign Confidentially Agreements and receive training in the handling of customer information.

We are regularly audited by third parties to ensure proper control measures are in place and working as expected.

While no computer system is 100% secure, Lakeside Community Bank and its technology partners strive to implement measures that make our information systems as secure as is technologically feasible. We continue to monitor and review security procedures to protect customer information and our measures are updated as practices change and new technology becomes available.

Even with the security systems in place, we ask that you share in the responsibility of keeping your financial information secure. Make sure you are using a browser with the highest level of security available. Remember to always click “Exit” or “Log Off” when leaving your online account information. Never share your password with anyone. Memorize your password and do not write it down. Be alert for potential fraudulent transactions, check your account activity frequently and notify us immediately of any suspicious transactions.

Phishing: What is it and how can you protect yourself?

Phishing is a high-tech scam that uses spam or pop-up messages to deceive you into disclosing your credit card numbers, bank account information, Social Security number, passwords, or other sensitive information.

Phishers send an email or pop-up message that claims to be from a business or organization that you deal with – for example, your bank, online payment service, or even a government agency. The message usually says that you need to “update” or “validate” your account information. It might threaten some dire consequence if you don’t respond. The message directs you to a web site that looks just like a legitimate organization’s site, but it isn’t. The purpose of the bogus site is to trick you into divulging your personal information.

Lakeside Community Bank will never ask you for any personal information in an email. We never include confidential personal or account information in any email we send to you. To guard your personal information, we maintain physical, electronic, and procedural safeguards that comply with federal guidelines.

Identity Theft

Identity theft occurs when someone uses your personal information (non-public data that might include Social Security number, account number or other identifying information) without your permission to commit fraud, other financial crimes or theft of funds.

Identity theft is a serious crime and can have a serious impact on the good name and credit record of a victim. Sometimes it can take months or years to clean up the results of such a crime and restore an individual’s personal and financial life. Therefore, it is suggested that everyone monitor their financial records on a regular basis and take advantage of the opportunity to annually request free copies of their credit bureau reports from the three national credit reporting agencies. You can access the Federal Trade Commission (FTC) web site for information about free annual credit reports from the three national credit reporting agencies using this link.

If you are a victim of identity theft, take action immediately and use the link below to go directly to the Federal Trade Commission (FTC) web site for identity theft. You will find step-by-step instructions on what to do and important actions that you can take to recover from an identify theft situation.